Your retirement date

Logistics

Your Normal Retirement Date (NRD) is the 1st day of the month following your 65th birthday or your 65th birthday if it’s the 1st day of the month.

If you wish to commence your pension at your Normal Retirement Date, payable on an unreduced basis, you must have retired from active employment (i.e. terminated your employment). You are no longer allowed to contribute to any registered pension plan after the end of the year you reach age 71, regardless of whether you are still working. You must also receive your pension benefit from the Plan no later than the end of the year in which your 71st birthday occurs.

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Pension death benefit

Life Events

If you should pass away while you are a member of the Pension Plan, your spouse, designated beneficiary or estate will receive your pension death benefit. The amount of this benefit is the same as...

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Your pension options at termination or retirement of plan membership

Life Events

If you are not yet age 55, your membership in the Plan will terminate on the occurrence of the following, whichever occurs first:

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